First Capital Mortgage

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

12 Questions You Absolutely Must Ask Before Renting An Apartment

When hunting for an apartment, many renters fall into the same ugly trap: They get swept away with visions of painting the walls deep purple and having c...

9 Age-Old Real Estate Tips to Ignore Completely

Not all advice is good advice. When it comes to the real estate market, friends and family may offer their unsolicited opinions based on common beliefs, but it’s always best to consult with a professional. However, even the experts have their agendas. So before you trust what was once “tried and true,” get the inside scoop, on what’s “here and now” when it comes to buying and selling your home.

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

Are mortgage companies lagging in promoting wellness culture?

A recent study found that companies that promote a wellness culture have a significant advantage over those that don’t – and at least one big mortgage company is taking that to heart

Why Do Mortgage Companies Sell Closed Loans?

When you get a mortgage from a bank or mortgage broker, chances are your loan will be sold after it is closed. Who will your loan be sold to, why and how will it affect you? Let’s take a cl

Q: Should mortgage companies archive their websites? A: Yes.

Websites can present a series of compliance risks for mortgage lenders, who are obliged to keep thorough records of their website activity.

More than Half of Consumers Switch Mortgage Companies

Loyalty? Not in the mortgage business. A new survey from HSBC revealed that 52% of U.S. homeowners "switched providers" (sorry, they're British) when obtaining subsequent mortgages. This was mainly driven (53%) by the desire to get a better deal, aka a lower mortgage rate with fewer closing costs. The survey also found

Getting Paid When the Mortgage Company is on the Insurance Check |

In order to run a profitable water damage restoration business, you have to get paid. Of course, if you’ve been working in the industry for any amount of time, you know this is not as simple as it sounds. Maintaining a healthy cash flow in our industry is often complicated by outside parties, including the … Continue reading Getting Paid When the Mortgage Company is on the Insurance Check

A new mortgage company called Ocwen bought my mortgage. Can they legally do that?

If your mortgage company has changed to Ocwen Financial, there is likely nothing that you can do about it.

Mortgage company won't remove me after divorce.

In short, my ex and I divorced... He was awarded the house and the payments associated. I called the mortgage company, and they said they cannot remove my name, so if he chooses not to pay, I can still be responsible, and it would still affect my credit.

Do You Know How to Choose the Right Mortgage Company?

It is not easy to find the right mortgage broker. With all of the flashy advertisements and incredible offers, new homebuyers are often overwhelmed when it comes to just finding a mortgage company.

Should You Use the Mortgage Company Recommended by Your Real Estate Agent?

You have so many choices to make when you first begin your search for a new home in which to live. You'll pick out an area of town, for starters. Most often this area makes for a convenient drive to work every day. Maybe it's close to shopping and entertainment. Certainly nailing down where...

When can your mortgage company enter your home?

Behind on mortgage payments? Know the rights your mortgage company may have to enter your home. Call Steidl & Steinberg for advice on facing foreclosure

What mortgage company changes mean for your home loan

Some lenders have gone out of business, merged with other companies or narrowed their focus. But the shakeout shouldn't set you off course.

Can Mortgage Company Pressure Homeowner's Kin for Payment?

Shutterstock By Gerri Detweiler Think back to elementary school when you made a mistake and worried that the teacher would tell your parents, and how you dreaded it. A bit of privacy for personal

Does a Mortgage Company Require Home Insurance?

You are buying your dream home. You're excited about all of the potential it can bring into your life. After all, this is something you will own.